Divining the future is a tricky business and an imperfect science. Yet every organisation must make its forecasts to successfully plan ahead. The previous 12 months delivered a series of shockwaves to the housing sector and the implications are still being worked through. Financial pressures remain an overriding concern for housing associations and for social housing tenants. Yet there is good news too; the demand for new-builds across all tenures is massive and there is now some certainty around future direction for the year ahead. So we asked the great and the good to stare into the future and share their thoughts. The results are presented here with the help of 2010 World Cup hero Paul the Octopus, who knew how to pick a winner.