The development at Church View, off Fairway, has magnificent views of St Stephen’s Church and is built on unused land adjacent to an existing estate. All 10 shared ownership homes have been reserved off plan with two bed properties for sale at £167,500 and three beds for £195,000. All 26 affordable rent properties have been handed over to local people in need.
Liam Maton, 22, who works in IT, had been living locally with family and is delighted to be moving into a shared ownership property having saved up a 5% deposit and being able to get a mortgage on a 40% share.
“I came down to look at the properties as I initially thought shared ownership properties would be quite small but they are really good value for money. I wouldn’t have been able to afford a house this price without shared ownership,” said Liam.
Likewise, Max and Jodie Parfitt and their three children Chloe, Lilly-Mae and Charlie are moving locally for more space.
Max, 27, who works as a civil engineer, said: “We lived just 5 minutes walk away. I am the main income earner and our inability to get a large deposit was the reason we explored shared ownership. The property is fantastic, the standard is really good, quite quirky which is unique and quite a large property for the price we are paying.”
The scheme includes a mix of one bed flats and 2 and 3 bed family houses for affordable rent and 6 x 2 bed and 4 x 3 bedroom for shared ownership, providing much needed affordable housing for local people.
Currently there are 455 people in Saltash area on the waiting list for affordable rent homes according to Cornwall Home Choice.
The combination of rocketing house prices, which has seen the cost of an average home in the county rise to £227,854, coupled with average wages of £20,306, which are well below the national average, highlights the enormous need for affordable housing in Cornwall.
Rachel Cotton, 25, has moved into a rented property with her partner and three children after problems with private renting and is happy to now have security.
“We had to move out when the landlord wanted his property back and ended up all five of us were living in one room at my parents. It is great to have a three bedroom house now. It has a great garden and is a really lovely place to live,” she said.
Neighbour Elise Garrett, 32, and her four children have also moved into one of the affordable rent properties after living in a cramped older social housing property.
“We needed a bigger property for my children and a better place. It is a bigger space for me and my children and has a downstairs toilet as well and a massive garden. Now more properties are being built you have more of a chance of finding a place if you are local to the area,” said Elise.
Andrew Mitchell, Cornwall Council cabinet member for homes, said: “Delivering affordable homes is a priority for Cornwall Council. Last year we helped provide 770 affordable homes and for this latest very welcome development by Westward in an area where need is high, the Council has contributed £1.4million to help deliver a scheme of 100% affordable housing to buy or rent. I’m delighted that this development is delivering the type of housing that Cornwall needs.”
Chris Duggan, Development Manager at Westward, said: “This excellent scheme brings much needed affordable housing to the town of Saltash and we are pleased to be working in partnership with Cornwall Council and the Homes and Communities Agency.”
The properties were designed by Mitchell Architects of Plymouth, built by main contractor Kier Living Ltd and part funded by Cornwall Council and the HCA. The homes help Cornwall Council and Westward to address desperate regional housing need, by providing top quality, affordable accommodation.